$100,000 Tennessee Underinsured Motorist (UM) Settlement

In 2022, DRS Law resolved an auto accident case involving a tractor-trailer wreck for the maximum available auto insurance. A distracted driver crossed the center line and struck our client’s vehicle head-on. Our client was left with a totaled truck, which he used for his business, and injuries to his neck and back.

Although he lived outside of Tennessee, our client hired the Tennessee personal injury lawyers at DRS Law firm because the accident happened in Tennessee.

After investigating the incident, including gathering all the key evidence and interviewing witnesses, DRS law quickly recovered the full limits of available liability insurance from the at-fault driver’s insurance company.

But, our clients’ damages exceeded the amount of available liability insurance.

Fortunately, our client had purchased underinsured motorist coverage with his own auto insurance policy. This coverage can be used when the at-fault driver’s liability insurance is insufficient or the at-fault driver has no liability insurance at all.

We established that all of his injuries were related to the at-fault driver’s negligence and recovered the full limits of underinsured motorist coverage from our client’s insurance carrier.


If you or a loved one has sustained injuries from an auto or trucking accident, contact the Tennessee trucking lawyers at DRS Law today.


The Tennessee trucking lawyers at DRS Law have substantial experience handling auto accident cases and underinsured motorist claims.

Nashville personal injury lawyer David Anthony Smith previously worked at a nationally recognized law firm in Atlanta, defending such claims. Having been on the other side, he knows how insurance companies evaluate auto accidents and tractor-trailer wrecks, and now uses that knowledge to help individuals instead of corporations.



Over $500 Million
Recovered Since 1993

We've Helped Thousands of People Just Like You

We are known for getting life-changing results and fighting to make our communities safer.

Why Choose Us As Your  Attorney?

With us on your side, you can focus on what’s most important – your recovery.

Decades Of Experience

Decades Of Experience

Our Nashville personal injury attorneys have over 75 years of combined practice handling cases involving personal injury, medical malpractice, civil rights, medical device lawsuits, wrongful death, and more.

Excellent Reputation

Excellent Reputation

DRS Law is a well-respected personal injury law firm based in Nashville. Our lawyers have  been selected as a Mid-South Super Lawyer, named one of the Top 100 attorneys in Tennessee in all fields of practice, and is included in the Best Lawyers in America guidebook.

Small Case Volume

Small Case Volume

Unlike many Nashville firms that handle a large volume of cases, we concentrate on a select few cases. With this, our attorneys ensure that every step is taken to obtain the most favorable outcomes for our clients.

We Prepare For Trial

We Prepare For Trial

Every case is meticulously prepared for trial by our trial team and support staff in order to maximize the recovery for our client, whether by settlement or trial verdict. Our proven track record of success has resulted in multi-million-dollar settlements and judgments.

What to Expect

Our Legal Services Are Completely Personalized To You And Your Unique Needs

01  Free Consultation

Our dedicated personal injury and accident lawyers provide free, no-pressure case evaluations. We will help you determine if you have a case and will answer all your questions in plain English. We never charge any fees until we win your case.


02  Personalized Service

If we take your case, it’s because we believe we can help you. We will get to work outlining a strategic plan of action. We want you to feel taken care of during this difficult time — whatever questions you have, we’re here with answers. Frequent check-ins ensure you are comfortable with the progress of your case.

03  You Get Paid

We are passionate about the success of your case and will give it the close attention and focus it deserves. We find solutions that other lawyers miss, discovering key facts that help you win. We call upon our gifts in storytelling to argue your case with passion and conviction so you get the compensation and justice you deserve.

What Our Clients Say